Loan Program

These materials are not from HUD or FHA and were not approved by HUD or a government agency.

The following is a partial list of programs offered by Duane Buziak Mortgage Broker with a brief description of the key elements of each. For a complete list of the programs that we offer, please contact us at 804-212-8663.

Conventional Loans

A popular loan type, conventional fixed rate loans feature a constant interest rate for the life of the life. Generally speaking, monthly payments remain constant.

FHA Loans

FHA (Federal Housing Administration) loans are government-backed mortgage loans designed to make homeownership more accessible for low to moderate-income

HELOC Loans

A HELOC, or Home Equity Line of Credit, is a type of loan that allows homeowners to borrow money against the equity in their home. Essentially, it’s a revolving line of credit, like a credit card,

VA Loans

VA (Veterans Affairs) loans are mortgage loans specifically designed to assist eligible U.S. veterans, active-duty service members, and certain members of the National Guard.

USDA Loans

USDA (United States Department of Agriculture) loans are government-backed mortgage loans that primarily aim to promote homeownership

Jumbo Loans

Jumbo loans are a type of mortgage loan designed for purchasing high-value homes that exceed the conventional loan limits set by government,,,,They offer the flexibility

Reverse Loans

Reverse mortgage loans, also known as reverse equity loans, are only available to homeowners 62 or older. Like its name indicates, this program pays the

DSCR Loans

Construction loans are short-term loans designed to fund the construction or renovation of residential or commercial properties. They provide borrowers

Non-QM Loans

Non-QM (Non-Qualified Mortgage) loans are mortgage products that do not conform to the strict guidelines set by government-sponsored entities like

Bank Statement Loans

Bank Statement Loans offer a flexible solution for self-employed individuals or those with non-traditional income. Instead of tax returns, these loans use your bank

Foreign National Loans

Foreign national loans are mortgage loans specifically tailored for individuals who are not U.S. citizens or permanent residents but wish

Commercial Loans

Commercial loans are financial products designed to support businesses in various ways, including financing property acquisitions, expansion, or working

Down Payment Assistance

We believe that the dream of homeownership should be within reach for everyone. One of the biggest barriers to buying a home can be saving for t

PURCHASE LOAN

A purchase mortgage loan is a type of loan used to finance the purchase of a property. This loan is secured against the property you’re buying,

RENOVATION LOAN

Are you looking to purchase a home that needs a little TLC? The FHA 203(k) mortgage loan in Glen Allen, VA might be the perfect solution for you.

Construction Loans

Construction loans are short-term loans designed to fund the construction or renovation of residential or commercial properties. They provide borrowers